car insurance

Classic Car Insurance For Your Alfa Romeo

As one of the countless Alfa Romeo Spider owners in the world today, we know first-hand of the happiness and pride that comes owning such a unique and sexy car. Unlike many collector that hide their sports cars in a storage garage, sexy cars like the Spider these are not meant to be stored – they’re meant to be driven!

While we feel very strongly that car collectors should get in their cars and drive them once in a while, all that exposure also increases the risk of damaging the vehicle. With that, you want the best insurance policy you can get for your car.

There are different car insurance policies available today. Will a standard policy does or should you get a specialized one? Also, are cars like the Alfa Romeo Spider considered by insurers as classic cars? What are their criteria for cars to consider them as a classic?

All these questions and more will be answered with our guide below.

Classic Car Classification

There is no universal guide to classifying cars as to whether they are a classic or not. Many of us consider the Alfa Romeo Spider as a classic vehicle but that may not be true for all insurance providers.

You have to talk with a specific insurance provider and ask them about their criteria for classic cars. They can also tell you what kind of insurance policies they can offer for the kind of vehicle you own.

The age of your vehicle can be considered when classifying it as a classic car but that’s not the only basis. Car insurance companies will also see how the car is built. Some may require vehicle appraisal while others may not. Appraisals help car insurers determine the current condition of the vehicle. Other factors may also include the way the car is used or planned to be used and the storage place of the car in question.

Does My Alfa Romeo Spider Need A Specialised Insurance Policy?

You can opt for a standard fully comprehensive insurance policy for your Alfa Romeo Spider or another classic car. However, you should carefully read and understand what the policy offers. Is the policy suitable for your classic car? Sometimes, classic cars like the Alfa Romeo spider have different requirements than the newer car models we have today.

Modern vehicles are insured for the sake of their purpose, as a tool for transportation. Classic cars, on the other hand, can be different because, more often than not, they are considered as showpieces. The way you see your vehicle should also reflect the insurance policy that you take for it.

If you plan to take your classic car around the country for shows, you should also inform the insurance provider about it so that it also reflects in your policy. This can also affect the cost. Also, if you plan to have your classic Alfa Romeo Spider rented out for weddings or events, the insurance company should also be informed.

Another thing to note on your insurance policy for your classic Alfa Romeo Spider is the authenticity of replacement parts should your car need one. It can be difficult to source some older parts but there are still some out there. You want to make sure you preserve your vehicle as much as you can.

The Price Of A Classic Car Insurance Policy

As a classic car owner, it’s understandable that you’d want to preserve your vehicle even if that means not driving it all the time. Classic cars are kept and taken care of more as compared to conventional cars available today. This lessens the risk of accidents and also keeps the mileage down.

Even if classic cars are more expensive than other conventional vehicles, insurance providers may consider the frequency of use and the mileage to compute for the premiums. Some more affordable insurance policies may also include a mileage limit that you have to follow. In case you exceed it or is about to exceed it, you should inform the insurance provider so that your insurance claims won’t be invalidated should you need them.

Limited mileage may also help classic car owners negotiate a no claims discount to further decrease the premiums the longer you have the insurance policy. With all that info, we can say that taking a specialized policy for your classic car can help you save on premiums. It is possible that you spend more on premiums if you opt for the standard insurance policy for your classic ride.

Where Can I Get A Classic Car Insurance

Not all car insurance companies offer classic car insurance. There are companies that specialize in insuring collectible vehicles. These specialty insurers often offer a customizable policy depending on the car to be insured and how it is used.

When looking for classic car insurance for your Alfa Romeo Spider, you have to ask the actual cash value of your vehicle. This agreed value will be paid in case your classic car is totaled. This agreed value should be clear.

Another thing to look for is if they offer restoration coverage. In case the car meets an accident, will it be repaired just like a conventional vehicle or will they take extra steps to restore it to its former glory. The spare parts coverage is also very important because some parts are very expensive due to their limited production. This should also be cleared out by the insurance provider.

Alfa Romeo - King of Italian Moto Machines

Alfa Romeo – The Luxury Brand That Won’t Quit

The Alfa Romeo is a well-loved European brand that produces fine quality luxury vehicles. It’s a resilient brand that has had a lot of close calls but they always seem to pull themselves back up again.

A look at their catalog will reveal some of the most beautiful cars that were ever made. Look back to a decade ago and you’ll see the magnificent line of luxury cars they have to offer. That includes the Giluletta, Brera, Spider, and Mito.

Continue reading Alfa Romeo – The Luxury Brand That Won’t Quit
covered car transport

Transporting Your Sports Car? Get A Covered Car Transport

Congratulations on your recent sports car purchase. Whether you’ve got one of the world’s most affordable sports cars or the more expensive ones, you have to think about how to properly transport it.

There are a variety of ways on how to transport your most precious sports car. One of the best ways to do that is to hire covered car transport. Covered transport provides better security and improved protection for your vehicle while on the road to you.

Apart from that, here are a couple more reasons why you should opt for covered car transport:

Save On Miles

Yes, you bought your car to drive it but do you really want to spend the unnecessary miles just to get it to you when there is an alternative? A covered car transport secures your vehicle in place. The wheels won’t touch the road while it is being transported.

The extra miles you get while transporting your sport’s car in this way can help with its resale value. It can prevent its value from depreciating and it can also prevent additional damage while on the road.

Protection Against Bad Weather

Rain may not always come during summer but it can. The shade provided by the covered car transport protects the car not only from the rain but also from the heat of the sun. Additionally, if you are transporting the car during winter time, it would also be protected against snow and harsh winds.

Too much exposure of your vehicle to the sun and other weather conditions can be dreadful to the paintwork. Similarly, the interior upholstery can also fade due to too much sun. No matter what time of year, a transporter with an enclosed trailer is best.

Lessen Road Risk

Not only with the trailer protect your vehicle from various weather conditions, but it will also physically protect your vehicle from other road risks. It is possible for tiny rocks on the road that can chip the paint or break the windshield. This is especially true when your traveling at fast speeds.

Additionally, grit and dirt from the road surface can stick to your vehicle. Also, salt which is used during the winter months can also get into the underside of your vehicle and damage it in the long run. All these can be avoided with a covered transporter.

Keep It A Secret

Protect your vehicle from prying eyes by using a trailer. Although your neighbors, family and friends will eventually see you driving the car, you can prevent strangers from knowing that a luxury car is being transported.

Sports cars are head turners and sometimes it attracts dubious people who can make unruly plans regarding your vehicle. Keeping your vehicle under wraps is one of the best ways to protect it against criminals.

Conclusion

There are a few ways to transport vehicles but the best way to do that is to place it securely inside a trailer. A covered car transport offers the best protection for your luxury sports car while it’s on its way to you.

alfa-romeo-giulietta

Ten Years With The Alfa Romeo’s Modern Giulietta (Type 940)

Alfa Romeo’s fleet of luxury and sports cars also includes a more family-friendly vehicle to cater to a broader market. The Alfa Romeo Giulietta Type 940 is the company’s take on a small sized family car. If you’re looking for a family car, you might also want to check out our Alfa Romeo Stelvio feature post.

Released in 2010 as part of their centenary celebration, this model is still in reproduction up to date and has received upgrades through the years. If you want to enjoy riding a sports car with the family, then this is a great contender. Below are the details so you can better assess whether it is suitable for you and your family.

Continue reading Ten Years With The Alfa Romeo’s Modern Giulietta (Type 940)